Frequently Asked Questions
Asking the right questions can be challenging. But, worry not! Below are some common customer inquiries that may have been plaguing your brain too.
What does agency mean in insurance?
An insurance agency is a company or person who helps you find an insurance policy. They work with the insurance company and help you decide on what to get.
Is it cheaper to go through an insurance agent?
This is an age old question for insurance agents. The monthly payment is already set for insurance plans. If the insurance agent gets paid commission, it doesn't mean you will pay more. An agent can help you find a cheaper insurance policy. They can also find one with more benefits for the same price.
What is the difference between insurance company and agency?
An insurance company sells insurance products. An agency is a broker that helps people buy these products.
Are insurance agents worth it?
Yes! Most people do not know that insurance agents are a good way to save money. They help you understand what will happen if something bad happens.
What is the purpose of an insurance agency?
Insurance agencies will help you to understand insurance policies. They will answer any questions that you have.
Is it worth getting an insurance broker?
It is worth getting an insurance broker if you don’t want to waste any time looking for a better deal. As you know, the cost of life insurance, car insurance and health insurance can be expensive. So it is a good idea to get second opinions from Eternal Insurance Agency. They have access to many insurance companies and will find the best one for you.
Are insurance agents necessary?
You might not know the correct information about the product that you want.
Insurance companies are not always friendly to customers. They don't always communicate well with them. It would be safer if you talked to an agent than risk not having the right coverage.
If someone has a medical issue and needs help, then yes-- an agent might be useful. But they should not give you anything other than what you ask for. They should not pressure you to buy something that is different from what you want.
Who pays an insurance broker?
Insurance companies pay what is called a commission to brokers.
Why independent insurance agents are better?
It is because they don't have the same problems as agents who work for insurance companies. The insurance company wants to make money. They also want to avoid being blamed for accidents.
Independent agents work outside of the company. They work for clients and their needs. Their job is to serve them well, not make money for the company.
Are Independent Insurance Agents good?
Yes, some people think that they are the best. Individual agents are experts in their field and can do many different tasks. If you're considering buying insurance, you might find it cheaper to buy it from an agency. Agents also help clients figure out what kind of insurance they need.
How do I choose an independent insurance agent?
Ask your friends or use the internet to find a good insurance agent. Once you have found a potential insurance agent, try to find the best time for an appointment. You should make sure to ask as many questions as you want before you buy anything.
A good agent does a needs assessment. They will ask you questions about your own situation and then they can help you find the best plan for you.
If the agent is not asking you questions about your situation, then move on to another agent.
How do I choose an insurance broker?
When you are choosing an insurance broker, ask these questions
Do they have information that is available online?
Is their office location convenient for me?
What products are you selling and will I be able to see what my payments are before signing up?
Why we are different?
We have the experience and expertise that you need
You'll be treated with respect and dignity at all times
You can count on us for the long haul, no matter what life throws your way
433 Plaza Real Suite 275
Boca Raton, FL
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